A move can be expensive, especially if the move to another city is imminent. Many workers often only have to move to find work again. Others move because of love and start a family. However, a move costs money that not everyone has saved. What remains is a loan for the move.
What should one pay attention to?
The offers of the individual banks for loans formally overturn. For the viewer it is not always easy to filter out the best offer. For many, it is easy to apply for a loan to move first to the house bank, which is certainly not wrong. But the internet offers many more possibilities. Comparison calculators let users know at a glance where the best conditions exist. There is no obligation to take out a loan with the house bank, if this does not offer attractive conditions.
What are attractive conditions?
Not only the effective annual interest decide on a favorable offer. Especially on the Internet are banks that offer free special repayment options or payment pauses. According to the new case law, no more credit fees may be charged by the customers. Not every bank has already implemented that. Again, a direct comparison quickly brings the desired result.
If you have problems with your private credit entries, you will find it difficult to find a loan, because in these cases the banks will refuse a loan for the move. The last salvation is the so-called Swiss credit, which can be applied in Germany via intermediaries.
This credit has the advantage that actually no private credit is queried. Therefore, he is also requested by the Germans, because this is the last chance to plug a financial hole. The only securities required by banks in Switzerland are a permanent job and a residence in the Federal Republic. Those who fulfill these requirements will also receive a loan for the move from Switzerland.